body{
font-family: Arial, Helvetica, sans-serif;
margin:0;
background:#f5f7fb;
color:#222;
}

header{
background:#0b1f3f;
color:white;
padding:18px;
}

.container{
display:flex;
justify-content:space-between;
align-items:center;
flex-wrap:wrap;
}

nav a{
color:white;
margin-left:20px;
text-decoration:none;
font-weight:600;
}

nav a:hover{
color:#c9a24a;
}

.hero{
background:#0b1f3f;
color:white;
text-align:center;
padding:100px 20px;
}

.hero h1{
font-size:42px;
margin-bottom:10px;
}

.hero p{
font-size:18px;
}

.btn{
background:#c9a24a;
color:white;
padding:14px 28px;
border-radius:6px;
text-decoration:none;
font-weight:bold;
display:inline-block;
margin-top:20px;
}

.btn:hover{
background:#a8842f;
}

.services{
padding:70px 20px;
text-align:center;
background:white;
}

.grid{
display:flex;
gap:25px;
justify-content:center;
flex-wrap:wrap;
margin-top:40px;
}

.card{
background:#ffffff;
padding:30px;
width:260px;
border-radius:10px;
box-shadow:0 8px 20px rgba(0,0,0,0.08);
}

.card h3{
color:#0b1f3f;
}

.calculator{
padding:70px 20px;
background:#f5f7fb;
text-align:center;
}

.calc-box{
max-width:350px;
margin:auto;
}

input{
width:100%;
padding:12px;
margin:10px 0;
border-radius:5px;
border:1px solid #ccc;
}

button{
background:#0b1f3f;
color:white;
padding:12px 25px;
border:none;
border-radius:5px;
cursor:pointer;
}

button:hover{
background:#162f59;
}

.contact{
padding:70px 20px;
background:white;
text-align:center;
}

textarea{
width:100%;
height:120px;
padding:12px;
border-radius:5px;
border:1px solid #ccc;
margin-top:10px;
}

footer{
background:#0b1f3f;
color:white;
text-align:center;
padding:25px;
margin-top:40px;
}

@media(max-width:768px){

.hero h1{
font-size:30px;
}

nav{
margin-top:10px;
}

}.why{
padding:70px 20px;
text-align:center;
background:#ffffff;
}

.why-grid{
display:flex;
flex-wrap:wrap;
gap:25px;
justify-content:center;
margin-top:40px;
}

.why-box{
background:#f5f7fb;
padding:25px;
width:250px;
border-radius:8px;
box-shadow:0 5px 15px rgba(0,0,0,0.08);
}

.why-box h3{
color:#0b1f3f;
}

.cta{
margin-top:50px;
padding:40px;
background:#0b1f3f;
color:white;
border-radius:8px;
}

.cta .btn{
background:#c9a24a;
}